Hurricane Claims Assistance
Recover from hurricane damage with the help of experienced Florida public adjusters.
What is Hurricane Claim?
A hurricane claim is a request for compensation filed with an insurance company to cover damages caused by a hurricane. In Florida, these claims are particularly complex as they typically involve multiple types of coverage - wind, flood, and storm surge damage. There is no specific 'hurricane insurance' policy, so claims often involve coordinating between different policies and coverage types.
Florida's unique position makes it especially vulnerable to hurricane damage. Our experience with major storms like Hurricane Ian and Michael has given us deep expertise in handling these complex claims. We understand the state's specific insurance regulations and requirements for hurricane coverage.
Key Aspects of Hurricane Claim
Florida-Specific Coverage: Hurricane claims in Florida often require coordination between multiple insurance types, including:
- Standard homeowners insurance for wind damage
- Separate flood insurance for storm surge and rising water
- Additional windstorm coverage in high-risk coastal areas
Special Deductibles: Florida law allows insurance companies to have specific hurricane deductibles, typically 2% to 5% of your home's insured value.
Documentation Requirements: Thorough documentation through photos, videos, and detailed inventories is crucial for successful claims.
Time Sensitivity: Florida has specific deadlines for reporting and filing hurricane claims.
Source of Hurricane Claim
Common Hurricane Damage Sources in Florida:
- High Winds: Causing roof damage, broken windows, and structural issues
- Storm Surge: Leading to flooding in coastal areas
- Heavy Rainfall: Resulting in water damage and flooding
- Flying Debris: Causing impact damage to properties
- Fallen Trees: Damaging structures and personal property
Unique Claim Process for Hurricane Claim
Florida Hurricane Claim Process:
- Safety First: Ensure property is safe to enter after the storm
- Document Everything: Take extensive photos and videos of all damage
- Prevent Further Damage: Take reasonable steps to protect property from additional damage
- File Multiple Claims: Submit separate claims for wind and flood damage as needed
- Work with Adjusters: Coordinate with multiple insurance adjusters
- Navigate Disputes: Address any disagreements about damage cause (wind vs. flood)
- Monitor Deadlines: Follow Florida's specific timeline requirements
Note: Florida law provides specific protections for hurricane claims. Our public adjusters understand these laws and ensure your rights are protected throughout the claims process.
Why Choose Our Public Adjusters?
Expert Advocacy
We fight for your rights and ensure fair compensation.
Maximized Settlements
We assess the full extent of your hurricane claim damage.
Fast Processing
Experience a streamlined claims process.
Our Comprehensive Hurricane Claim Services
Property Damage Assessment
We thoroughly evaluate the extent of property damage caused by hurricanes.
Policy Review & Claim Filing
We analyze your policy and ensure all documentation is correctly filed.
Negotiation & Settlement
We negotiate with insurers on your behalf to secure the best settlement.
Our Simple Hurricane Claim Process
- Contact us for a free consultation.
- We inspect the damage and review your policy.
- We document everything and file the claim.
- We negotiate with your insurer.
- You receive your compensation.
What Our Clients Say
"The team was incredible in helping us get the compensation we deserved after the hurricane!"
"Professional, efficient, and always on our side. Highly recommend their services."